Debt Recovery and Collection

Unpaid debts can seriously harm businesses, affecting cash flow, creating uncertainty in your business. At MJW Law, we’re here to help, by successfully recovering debt, and providing you with priceless advice to move forward.

More Information

As a business, we know that chasing slow payers can be difficult, and very time-consuming but more importantly, unresolved debts can create long-lasting financial problems. For both UK and oversea debts, we can provide a quick and cost-effective way to recover overdue accounts – allowing your business to focus on what matters.

With years of experience in debt recovery and collection, we can collect many debts via a phone call or letter from our expert team, meaning on most occasions there’s no need for court action, which saves a lot of hassle. However, if court action is necessary, we’ll assist you in making the process as painless as possible.

Our Process

Speak with one of the team.

When you call us, you’ll only speak to one of our specialists, meaning you’ll only deal with an expert from the start.

Your claim will be evaluated.

For any overdue debt, we can assess your documentation between yourself and the other party to understand how to approach the case.

We will negotiate your claim.

With most cases, we find success without taking the case to court so that debt can be settled via phone or in writing. However, if the case is taken to court, we’ll be there to assist you in getting the outcome you’re entitled to.

Debt Recovery FAQs

Every case will depend on the business and the amount of debt you need to recover. It can be more cost-effective to recover debts by instructing a solicitor, as they will have the experience needed to achieve faster results in resolving debt in your business.

In most cases, you will have a written and signed contract. But you may have other documentary evidence, such as a purchase order. You will also want evidence that you fulfilled your side of the bargain (e.g. the service or product was delivered on this date, which is signed by the customer). It will be helpful if there is clear evidence that you made the customer aware of your terms and conditions before the contract was agreed.
For a court case, we advise getting as much written evidence as possible, including evidence that you have tried to resolve the dispute. The more evidence you have on you upholding your end of the agreement and trying to resolve this dispute amicably will always be in your favour. Having this evidence will strengthen the negotiating position of your solicitor and improve your chance of success if the case does go to trial.
In accordance with the Limitation Act 1980, you have six years to pursue any unpaid debt. After this timeframe, the debt becomes Statute Barred, meaning if you pursue the debt and issue a County Court Claim after the six years have expired, the debtor has a complete defense to the claim. What this means is you would have to prove that the time frame has not expired, as the debtor could use this as a reason for not paying the debt.

Contact our expert team today

Charter House, Woodlands Rd, Altrincham WA14 1HF, UK.

CILEx Civil Litigation and Advocacy Practitioner

MJW Law Ltd is registered in England and Wales with Company Number 09947354.
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